Paying for Surgery

We are here to help. Please attend one of our free educational seminars to learn about the cost of obesity, how insurance works for bariatric surgery and options when insurance doesn’t cover it. We have partnered with several leading providers of elective medical procedure financing, to give more patients affordable access to the critical care they need.


We contract with most insurance plans and will call your insurance company prior to surgery to verify your benefits and obtain pre-approval. Understanding your insurance benefits, limitations and procedures ahead of time will ensure that the billing process goes smoothly.

There are several possible ways to finance this life-saving investment in your health. Possibilities include:

  • Home equity or improvement loan
  • Credit cards –introductory rates, airline miles, cash back bonuses, or points
  • Lump sum payments (i.e. savings, stocks, 401(k) loans, etc.)
  • Finance company/bank loan

Financing Options

You can finance your entire procedure.

Kemba – 0% Interest for up to 12 months.  Only a $5 membership fee (savings).  To apply, call our Billing Coordinator at 513-259-2488, option 1 for Billing. For Patient Application Click Here.

CareCredit – Visit their website or call 800-365-8295 to apply for a CareCredit card.  They offer 6 month, 0% interest for a transaction over $199.  They also offer up to 48 month financing for a 14.90% APR.

United Medical Credit – We suggest this lender for anyone with subprime credit.  To apply call 888-647-4333 or Click Here

Prosper Healthcare Lending (formally American Healthcare Lending) – Loans must start at $2,000 with as low as 6.68% APR. To learn more Click Here